AI is transforming the way brands connect with customers. From personalised rewards to predictive engagement strategies, businesses are leveraging AI to build stronger relationships. But how does AI influence customer loyalty, and which strategies are proving most effective? These questions were at the heart of the webinar AI & Loyalty: What’s Next?, where industry experts shared insights on the landscape of AI in loyalty programmes.
A major takeaway from the conversation was that brands should move beyond simple transaction-based rewards and focus on creating emotional connections. AI allows businesses to anticipate customer needs, offer proactive rewards, and build long-term brand affinity.
Why does AI matter in loyalty programmes?
Traditional loyalty programmes often rely on generic point-based systems. While effective to an extent, they lack the personal touch needed to create deep emotional connections with customers. AI bridges this gap by enabling brands to analyse real-time behaviour, predict preferences, and deliver hyper-personalised experiences.
Insights from the webinar reinforce this shift. A poll conducted with the audience revealed that 45% of industry professionals believe that “Personalised offers based on real-time behaviour” will be the most impactful AI-driven engagement strategy in 2025. This underscores the importance of AI in crafting loyalty initiatives that are not just transactional but emotionally resonant.

Personalisation: The key to emotional loyalty
Emotional loyalty is built on meaningful connections. When customers feel valued, they are more likely to engage with a brand repeatedly. Artificial Intelligence enhances emotional loyalty by enabling businesses to tailor rewards, messaging, and interactions in a way that feels personal.
For instance, AI-powered loyalty programmes can:
✔ Recommend the most relevant rewards based on past purchases.
✔ Customise offers based on real-time shopping behaviour.
✔ Use sentiment analysis to refine customer interactions.
AI-driven personalisation is not just a trend; it’s a necessity. Brands that fail to incorporate AI risk falling behind in a world where consumers expect tailored experiences at every touchpoint.
Zero-party data: The foundation of trust-based loyalty
In an era where data privacy concerns are reshaping digital marketing, loyalty programmes must evolve. Zero-party data—information that customers voluntarily share—has emerged as the secret ingredient for AI-powered loyalty.
As Rachel Bicking, EVP of Innovation at Kobie, highlighted “The highest relationship of trust and the capability of AI to be used on much more granular information comes from just asking.”
Between the webinar audience, 50% of attendees fully agreed that using zero-party data ensures a trust-based relationship, with another 46% partially agreeing. This consensus highlights the growing importance of transparent data collection methods.

AI-driven engagement strategies & challenges
As AI continues to shape customer engagement, businesses are experimenting with different approaches. Based on industry insights gathered during the AI & Loyalty: What’s Next?, the top AI-driven strategies expected to impact customer loyalty in 2025 include:
- Personalised offers based on real-time behaviour (45%) – The most popular strategy, highlighting the importance of customisation in loyalty programmes.
- Dynamic customer journeys (23%) – AI helps brands create seamless and adaptive interactions, ensuring customers receive relevant content at the right time.
- AI-generated content (17%) – Automating content creation for personalised messaging and targeted campaigns.
- AI-powered chatbots & assistants (8%) – Enhancing customer support and engagement through intelligent automation.
- Pattern recognition for retention scoring (6%) – Predicting churn and proactively addressing customer concerns.
However, challenges persist. A poll from the webinar showed that 37% of respondents cited balancing technology with human interaction as the biggest challenge for AI in loyalty, while 19% struggled with demonstrating ROI. Additionally, concerns around brand control over AI-driven outcomes (15%), data privacy and security (12%), and maintaining operational reliability (12%) underscore the importance of trust-based AI strategies.
Final Thoughts
Artificial Intelligence is redefining customer loyalty by making it more personalised, predictive, and emotionally engaging. With strategies like real-time personalisation, AI-generated content, and predictive retention scoring, brands can create loyalty programmes that truly resonate with their audience.
Zero-party data is the future of AI-driven loyalty. By asking customers directly and delivering personalised experiences through platforms like Stampix, brands can move beyond transactional loyalty and create lasting emotional connection. As Rachel concluded, “Loyalty programmes are about trust. If you make the experience seamless and rewarding, customers will willingly share their preferences—and AI can turn that into loyalty magic.”
For deeper insights into the role of AI in loyalty programmes, watch the AI & Loyalty: What’s Next? webinar and discover how leading brands are leveraging AI to transform customer engagement.
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